Product Configurator
Build the product. Own the change.
Configure benefits, riders, eligibility, endorsements and document templates. Version changes, publish under checker approval and roll back when needed.
The AI-first insurance platform
Connected insurance.
Smarter
operations.
Bring your products, people and processes together—with a digital platform, core insurance systems and AI that fit your business.
Five platforms. Seven shared utilities. One core.
One connected insurance ecosystem
EngagePartner & customer portals
Agents · Brokers · Banks · Customers
P&C & HealthLifeReinsurance
OutwardReinsurance
InwardTPA
OutwardReinsurance
InwardTPA
Seven shared utilitiesConfigure · Connect · Govern · Automate
One insurance corePolicy · Claims · Ledger
One data model. One audit trail.
Built for the whole insurance business.Five platformsSeven utilitiesConnected portals
The insurance platforms
Every side of the market.
A shared foundation.
Insure, reinsure and administer on a common policy, claims and ledger model. Explore the platform that fits your business.
01P&C & Health
Insurance, from quotation to claim.
Support non-life insurance operations with policy administration, underwriting and claims on the same core. Choose an in-house or external TPA for health, by product and partner.
Explore this platform- Motor, health, home, travel, EV, cyber, pet, gig, parametric and package lines
- Quote-to-issue workflows with e-KYC, payment and e-policy
- Claims intake and computer-vision damage assessment
- Offline-first surveyor capture, geo-tagging and e-signed reports
02Life insurance
One register for the Life lifecycle.
Bring group, credit, term and savings products together—from master policies and member uploads to underwriting, claims and closure.
Explore this platform- Group and credit life with validated member bordereau uploads
- Versioned underwriting rules with explainable scoring
- IFRS 17 capabilities: GMM, PAA and VFA cohorts, CSM and coverage units
- Claims workbench with fraud scoring and dual-control payouts
03Reinsurance — Outward
Manage the business you cede.
Connect your reinsurance programme, policy-level cession, catastrophe exposure and recoveries. Model alternatives before committing to a placement.
Explore this platform- Quota share, surplus, catastrophe excess-of-loss and facultative placements
- Treaty registers with retention, limits, commissions and reinsurer ratings
- Cession simulation and catastrophe accumulation analysis
- Premium and claims bordereaux, recoveries and ledger posting
04Reinsurance — Inward
Run the assumed book.
Support reinsurers from submission and underwriting to acceptance, accounting and retrocession on the shared core.
Explore this platform- Treaty and facultative submissions with written and signed-line tracking
- Cedant premium and claims bordereaux with period reconciliation
- Statements of account, cash calls and loss advices
- Retrocession and aggregate exposure across cedants, zones and perils
05TPA platform
Health administration, across books.
Administer your own health portfolio and other insurers’ books with separate tenant access, provider workflows and member servicing.
Explore this platform- Provider networks, hospital packages and negotiated tariffs
- Cashless pre-authorisation with human review above configured thresholds
- Line-item adjudication against policy terms and exclusions
- Provider payments, float reconciliation and live claim tracking
Seven shared utilities
Put change in
the business’s hands.
Configure products, pricing, rules and distribution across the platforms, with versioning, approval and an audit trail built into the workflow.
Pricing Configurator
Move from rate to informed decision.
Manage rating tables, factors, loadings and discounts. Simulate changes against the in-force book, set effective dates and compare prices by channel or segment.
Rule Engine
One governed place for decisions.
Maintain underwriting, claims, fraud and compliance rules. Test against historical cases and record the rules and reasons behind each decision.
API Generation Kit
Connect through shared contracts.
Generate OpenAPI specifications and SDKs from platform contracts. Support REST, event streams, webhooks and partner sandbox access.
Capacity & Activity Log
See the work. Understand the capacity.
Track actions in an append-only audit trail. Monitor throughput, cycle time, SLA ageing and team workload to inform assignment and review.
Distribution Management
Connect channels and commissions.
Manage agents, brokers, bancassurance and OEM hierarchies. Apply licence checks, product-level commission splits and controlled payouts.
AI Agent Studio
Compose intelligence for each role.
Build agents using platform tools, data and rules. Test in shadow, approve production use and monitor versions, autonomy and drift.
See the pieces
work together.
Arrange a platform walkthrough →AI Agent StudioAI built into
AI built into
the way you work.
Compose agents against the platform’s own tools, data and rules. Support underwriting, adjudication, servicing, operations, finance and IT with role-specific agents and defined autonomy.
See the AI Agent StudioCompose. Test. Govern.
01
Compose
Connect platform tools, data and rules to the role.
02
Test
Run in shadow and staging; compare results before promotion.
03
Approve
Set autonomy and human review for each agent.
04
Monitor
Track versions, explanations and drift; deactivate when needed.
External portals
Bring the platform
to every partner.
Tenant-branded experiences for agents, brokers and bancassurance partners, connected to the same rating, policy and distribution capabilities.
A connected distribution journey
- 01 Capture the lead
- 02 Rate and quote
- 03 Convert to a policy
- 04 Renew, endorse and cross-sell
Self-service distribution
Live rating, add-ons, premium breakdowns and e-policy issuance, with commission and licence status from the distribution master.
Bancassurance, under your brand
Support master schemes, member bordereaux and partner branding within a connected distribution experience.
Mobile capture & servicing
Use number-plate capture for pre-filled motor quotations. Member and employer portals support health-claim tracking.
Implementation
Modernise
your way.
Choose full core replacement or a phased approach alongside legacy systems. Both paths lead towards a connected insurance operation.
Path A / Full replacement
A new system of record.
Migrate policies, claims, cohorts, commissions and history to Teqrok, with reconciliation and a planned transition.
- Line-by-line reconciliation
- Cutover by product family
- Legacy decommissioning after transition
Path B / Modernise in place
Build on what you run.
Keep the legacy system of record and connect Teqrok’s portals, configuration, rules and AI through APIs. Take over functions in stages.
- Portals and capabilities alongside legacy
- New products on the Teqrok platform
- Progressive migration at your pace
Start alongside legacy, then move to full replacement when your business is ready.
Architecture & governance
Connected by architecture.
Governed by design.
Shared controls support the people, processes and decisions across your insurance operations.
Maker-checker controls
Dual control across issuance, endorsements, claims payments and configuration publishing.
Traceable activity
An append-only activity log connects operational actions with audit and capacity reporting.
Tenant isolation
Separate access to each insurer’s or partner’s business in a multi-tenant environment.
API-first, event-driven
Generated APIs and events connect platform modules and partner experiences.
Governed AI
Registered and versioned agents with explicit autonomy, explanations and drift monitoring.
Open data access
A documented data model, extraction rights and APIs support access to your business data.
Beyond the platform
Expertise for
what comes next.
Explore Teqrok’s broader services in software delivery, shipping and logistics.
Software engineering
AI-driven SDLC
Bring an AI-driven approach to the end-to-end software development lifecycle. Talk to us about your requirements, development, testing and delivery needs.
Discuss your next projectConnected business
Shipping & logistics
Connect with Teqrok to discuss your shipping and logistics requirements and explore how our services can support your business.
Start a conversationSee Teqrok working
Walk the platform.
Explore your next move.
See a product, a rule and an AI agent in action. Discuss a pilot for your business.